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Pointstopia

Learn + Earn + Burn + Churn
Travel the world on points and miles with David Yates



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I Pay $12,489 a Year in Credit Card Annual Fees, and I Come Out Way Ahead

Here's why "avoiding annual fees" might be the most expensive mistake you're making.

Here’s why “avoiding annual fees” might be the most expensive mistake you’re making.

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The Best Points and Miles Travel Card That Nobody Talks About

No annual fee. Priority Pass lounge access. 4x on gas. Here's why this card belongs in every serious travel portfolio.

Every conversation about premium travel credit cards follows the same script. Amex Platinum. Chase Sapphire Reserve. Capital One Venture X. The same three cards, the same benefits, the same debate about whether the fees are worth it. The US Bank Altitude Connect does not appear in that conversation. It never has. It carries no annual […]

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